Give your family the gift of life insurance.

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Protect your future, and those who are part of it.

Life insurance is a crucial step in planning for your future. Not only can life insurance provide assurance for your family if you are no longer around, there are life insurance policies that offer benefits while you are living.

Want to learn more about what life insurance is and what you'll need? You can read more about it below.

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Life Insurance

What is life insurance?

Life insurance is an insurance policy that is paid in a lump sum if the insured passes away. For example, a single parent may have life insurance to cover costs for their children if he or she were to unexpectedly die. Often, life insurance is passed from the insured to the dependent, but even a single adult may need life insurance to cover funeral costs or debt.

What kind of life policy do I need?

We don't expect you to be an insurance expert who knows exactly what to get. The necessity of life insurance depends on your own personal and financial needs. At Allegiance we assist and help you determine the type and amount of life insurance that is appropriate for you and your family.

When should I consider life insurance?

  • If you have a spouse

  • If you have dependent children

  • If you have a sizable estate

  • If you own a business

  • If your retirement savings are not enough to insure your spouse’s future against a rising cost of living

  • If you have an aging parent or a physically challenged relative who depends on you for support

Other benefits of Life Insurance


Large Expenses

The cash value earned and borrowed from a permanent life insurance policy can be used to help with large expenses, such as a college education or down payment on a home.


Tax Benefits

The growth of a cash-value policy is tax-deferred — you do not pay taxes on the cash value accumulation until you withdraw funds from the policy.


Other Expenses

Life insurance can be used to cover funeral expenses and pay estate taxes — consult your tax advisor agent in your area for more information.

Your family deserves
a safe future.

The right coverage for you where you live is unique. Your life and your family are unique, and deserve someone who can find the best policy for you. Talk to us today and find out how to protect your family and your future with the right life insurance.

In sickness or in health, peace of mind can begin today.

Allegiance Insurance Services, your one-stop insurance shop that can service you anywhere