2 Out of 3 Seniors Will Require Long-Term Care
With almost 70% of individuals over the age of 65 requiring some form of long-term care, you would think it would be easier to find the right coverage. That's where we come in.
- Address your need for life insurance, home health care, Alzheimer's care, confined care, adult day care, and hospice care all in one policy.
- Keep things simple. Instead of several payments to different companies all seemingly for the same coverage, pay only for one policy in one premium payment.
- Give yourself more payout options along the way.
- Gain comfort knowing the policy is guaranteed to pay whether you use the long-term benefit or not.
Don't choose between getting the assistance you need and spending your own life savings.
Before Medicaid will cover your long-term care needs, you are expected to use any savings you have to pay for your own care.
Only once your savings are gone will Medicaid take over.
When Medicaid does take over, you may have less choice about your care. Medicare only covers skilled care and only if certain requirements are met.
So what is your other (better) option?
Combining Life & Long-Term Care Insurance
A combination of life and long-term care insurance through a Whole Life with Long-Term Care (LTC) Rider helps ensure you’ll have access to high-quality care should you ever need it.
Want to contact us instead? No problem! You can reach us here:
Carol Nite
888-859-9484
carol@myallegianceins.com
A Little About Carol:
Carol Nite is our long-term care expert because she lives it every day. She knows firsthand what it means to be a caregiver and understands many of the challenges that both the person needing care and those providing it face. Her goal is to help you and your loved ones navigate these uncertainties to help you be prepared as well.
Source of statistic in hero image: U.S. Department of Health and Human Services (Link: https://longtermcare.acl.gov/)
Still Not Sure?
Watch this quick video to see upfront what alternative long-term care can look like with more options.
