Classic Car
Insurance

Classic, antique, muscle, race, and more. It's your treasure.

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Show it off without fear.

It takes more than age to make it a classic. A collector car isn’t just a way to get around, it’s an investment that will continue to appreciate in coming years.

Not all classic or antique cars are used the same, so Allegiance will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.

Explore more about Classic Car Insurance by reading about the various kinds of coverage below.

Classic Car Quote
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Explore Classic
Car Insurance

What is classic car insurance?

Classic Car Insurance is similar to auto insurance, but with different forms of settlements. Were you to crash your classic car that you've worked on for 15 years, you don't just want your market value for the car back. Instead, you can set different values in your policy that reflect the car's rarity, age, popularity, unique fixes, and more so that you truly get what the car is worth.

How do I know what it's worth?

Allegiance will help you working with experts to come to an agreed value for the vehicle that reflects the work and appreciation of the car through the years. If you already have had it appraised, talk with us about its value and we can work with you from there.

What should I consider with classic car insurance?

CONSIDER

Lower Rates

Why pay full-time insurance when you drive your collector car only part-time? Talk with an Allegiance agent to determine how often your car will be used, and what you will pay for coverage.

CONSIDER

Roadside Assistance

Whether you’re down the street or on a classic rally through the mountains, you’ll want to find coverage that will flatbed your car to the closest qualified repair facility.

CONSIDER

Generous Mileage

You’re proud of your collector car, so drive it. Not all insurance companies have a mileage limit, but most collector cars should be driven less than 5,000 annual miles to maintain their value.

CONSIDER

Agreed Value

This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, minus any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.

CONSIDER

Coverage Options

Not all collector cars are the same, and not all have the same purpose. Do you drive your cars in shows, or is it more for you to fix up and show in your yard? Allegiance can work with you to determine the right amount of coverage to meet your specific needs. 

It's gold,
but with a motor.

Do you need the insurance for your prize Mustang, Camaro, Charger, Corvette, Thunderbird, or another collector car? Let Allegiance help you identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets your needs.

There's really no better way to drive into the sunset.

Allegiance Insurance Services, your one-stop insurance shop in Burr Ridge, Illinois